POS Card Systems, a division of Vision Bankcard, In c., was founded in 1992. Located in Redwood City, California, the company serves local, regional and national merchants. Their local sales partners work with regional financial institutions to offer merch ant payment processing services through their agent bank programs. POS Card Systems sales partners are recognized within the industry for their high leve l of ethical and professional business practices. The y have built a solid base of customers in their res pective regions and their low merchant attrition rate can b e attributed to their excellent merchant support, understandable pricing and full disclosure policies .